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12/23/2003: "ATM dan bank punya hal"

Dok dengar: Royal Philharmonic Orchestra playing Every Breath You Take

Semalam masa tengah drive balik, aku dengan Man dok cerita la pasal ATM system la nih. The conversation then drag over till we reached Hameedia kat Desa Pandan.

Kisahnya.. alkisah sinopsis bank sekarang. Nih seperingatan aku ler. Buat dalam numerical order.

1. ATM machine stand alone and belong to a particular bank
2. ATM machine join dengan MEPS
3. Boleh withdraw dari mana mana ada ATM machine sebab item 2.
4. Orang clone ATM kad, feature item 2 temporary barred.
5. Reduce withdrawal limit sebab item 4.
6. Central bank instruct tukar to so called smart chip ATM card sebab item 4 punya cerita
7. Increase balik withdrawal limit sebab dah ada item 6.
8. Paksa semua user tukar ATM card sebab takut item 4 dan instruction dari item 6.
9. Dah buat new card, charge pulak orang nak withdrawal lebih dari 4 kali sebulan (or some places more kot??).
10. Kene bayar pulak extra service sebab dipaksa pakai item 8.

Hmmm.. menarik kan? Dah la kita simpan duit kat bank, kita kene charge pulak sebab nak keluarkan duit tuh, dah kene plak pakai sistem yang ntah-ape-ape-ntah. Apa beza ATM kad yg sekarang dengan lama?
Buatnya ada orang curi kad/ paksa withdraw kat ATM machine, security apa pun tak guna. Dah la tuh, contohnya, withdraw lebeh 4 kali kene charge, nak pergi teller que macam orang beli nombor ekor last minute.

Sebagai pengguna (di Malaysia la, tempat lain malas cerita, maybe better service) apa choice kita ada?
Tak kan la tak leh kasik pree itu ATM kad? Untung dah bilion-billion, kalau tak pun ratus million, ATM service braper la sangat. Tak cukup lagik ker nak makan??????

-- Hampes tahap kronik...

Replies: Baru ada 1 komplen...

on Saturday, December 27th, Muaz CK said

weh elo

betul la ko cakap tu. aku setuju tahap hampas gak nih. buat apa nak charge bebanyak padahal untung gila2. guna duit kita plak tu. kalau dia rugi dalam pelaburan, kita juga kena.


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